Sign in

EQX is the native token of the innovative new DeFi platform, EQIFI. To understand how EQX is positioned to change DeFi, we need to take a look at the state of DeFi; where we started and how far we have come, what challenges we face in the DeFi space, and how EQIFI and its powerful token, EQX, are uniquely positioned to give DeFi the upgrade it now needs.

First, a bit about EQIFI: It’s the world’s first DeFi platform, partnered with a registered, licensed, and established international crypto-friendly, digital bank, EQIBank. …


In the exciting realm of Decentralized Finance, staking has taken the spotlight. Staking is now mainstream, with pooled staking available on popular trading platforms. Barriers to significant gains on cryptocurrency holdings are crumbling. The advent of financial possibilities never before possible is upon us.

As most of the world welcomes staking of established cryptocurrencies and stablecoins, those seeking an exceptional alternative, an opportunity for not just respectable returns but exponential returns, are looking to new platforms. These innovative new protocols offer advantages unavailable to the mainstream — advantages only those in the know will be privy to.

What cryptocurrency investor…


If you’re new to the world of cryptocurrency and decentralized finance (DeFi), you may be a bit confused about the role cryptocurrency exchanges play. The good news is that DeFi and cryptocurrency are open to almost anyone. If you can access an internet connection, you should be able to buy and trade cryptocurrency or access other decentralized financial products.

But before you dive in, you’ll need to take some preliminary steps. Here’s what you need to do:

Choose a Crypto Exchange

A cryptocurrency exchange, crypto exchange, or digital currency exchange is a platform that enables the buying and selling of digital assets like cryptocurrencies…


At this point in history, it’s clear that Decentralized Finance, or DeFi, is creating a ground-breaking impact on the current financial system and its traditional centralized structure. Of the essential components of today’s $74 billion DeFi Market Cap, the various native tokens used on each platform are an integral part of its seamless utility and rising value.

DeFi native tokens serve to facilitate lending, borrowing, contributing to liquidity pools (which enable lending and borrowing), staking, and yield farming on their respective protocols. …


Simply put, yield aggregators let users of DeFi platforms earn returns on their cryptocurrency holdings through “yield farming.” To fully understand yield aggregators, let’s first take a look at yield farming.

What is Yield Farming?

Yield farming began in 2020, with Compound, a decentralized lending platform launching their governance token COMP, distributed to users automatically in a novel way. Lenders and borrowers on its platform earned COMP weekly.

COMP is also a governance token, with an increasing value locked in. Most DeFi tokens follow this model, helping to establish the decentralized nature of the platform.

Opportunities in DeFi vary widely, however, with each protocol…


A less common practice than fixed rate or floating loans is the interest rate swap, also known as “refinancing,” primarily as it is used in real estate mortgages. Interest rate swaps are derivative contracts between two parties, usually exchanging or “swapping” fixed-rate interest payments for floating-rate interest payments. Other swaps include trading one floating rate for another, commodity swaps, and credit default swaps.

All swaps occur over a set period called the “tenor,” commonly for one year but sometimes extending to several years. The contract may be shortened if interest rates become unusually volatile. Swaps originally traded over the counter…


In today’s current climate of low to even negative interest rates, investors are seeking new ways to stay ahead of inflation and earn interest on their investments while avoiding dangerous pitfalls in unknown financial terrain. To that end, let’s look at what a floating, also known as a variable rate product is, and how investors can benefit from it.

What Is a Floating Rate Note?

A Floating Rate Note, FRN, or “floater” is a financial instrument with an interest rate that changes or “floats” based on an external benchmark. A floating-rate note may refer to any interest-bearing debt instrument.

The rate for an FRN is based…


Shifting from a traditional paper-based currency to a decentralized cryptocurrency can be a challenge for some. Contrary to what the stock images strewn across the internet might suggest, crypto tokens aren’t backed by any physical asset. You can’t physically withdraw tokens and put them into the wallet you keep in your pocket or pocketbook.

Instead, cryptocurrencies are stored in digital wallets. And if you want to hold EQIFI’s token, EQX, you need a digital wallet that’s compatible with the ERC-20 protocol.

Digital wallets can take a variety of forms, so here’s what you need to know before you make your…


The concept of blockchain is easy enough to understand once you’ve done a little research. But there are so many cryptocurrencies on the market today that it can be difficult to tell the difference between them. Like any industry, the crypto market has its own set of terms-such as ERC-20- that aren’t always apparent to the outside observer.

Here, we’ll explore what ERC-20 tokens are and what they mean in the broader context of cryptocurrency and decentralized finance-also known as DeFi.

What Is an ERC-20 Token?

“ERC” stands for “Ethereum request for comment.” It is a technical scripting standard used within the Ethereum blockchain that…


FUD (Fear, Uncertainty and Doubt), has become the zeitgeist of our time. Due to the pandemic/financial crisis of 2020, nations worldwide have embraced new monetary policies with unknown and potentially disastrous consequences. The unprecedented levels of quantitative easing concern investors globally as inflation rises. Many investors are seeking innovative yet safe ways to stay ahead in these uncertain times. Let’s look at fixed rate products and how investors benefit from them.

What Is a Fixed Rate Product?

A fixed interest rate product does not rise or fall with the prime rate or other index rate, generally remaining constant. This does not mean a fixed rate loan…

EQIFI

EQIFI democratizes financial products previously only available to the privileged few.

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store